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An AI that manages your money - and never hides a decision from you.

Coincruze invests your money automatically, and logs a plain-English reason for every trade it makes, and every one it doesn't.

The Coincruze dashboard: portfolio value, cash balance, unrealized P&L and a recorded portfolio-value chart, shown on an illustrative example account.

Illustrative example account. Not an actual customer account or investment result.

A pair of hands holding a phone at a desk, with a laptop out of focus behind them.

Every action, and every inaction, is logged and auditable. Nothing happens with your money that you can't see and understand.

Built by a first-time investor who didn't want his first $5,000 disappearing into a black box either.

Assets stay at your broker

Coincruze connects to your account. It never takes custody of your money.

Every action explained

Each change comes with the rule that triggered it and the numbers behind it.

Risk controls by design

The AI can only act inside the limits you set. It cannot exceed them.

Most people already use AI to invest. Almost nobody trusts it to decide.

65% of US retail investors use AI to inform investment decisions. 26% would allow AI to manage their portfolio. The difference is 39 percentage points.

Use AI to inform investment decisions

Would allow AI to manage their portfolio

Investing.com survey of 938 US investors, April 2026

The difference between those two numbers is not a technology problem. People are comfortable asking AI what it thinks. They are not comfortable handing it their money when it cannot show its reasoning.

So Coincruze is built the other way round: the explanation is the product, and the automation follows from it. Every decision is recorded before you are asked to trust it.

Deciding to do nothing is a decision, and it is logged like any other. Read three of them.

This is the whole product, and you can read it.

Every cycle writes an entry, whether or not it trades. Three of them, in the plain English the system actually logs.

  1. Coincruze reviewed the portfolio against the rules its owner set, found nothing outside them, and did nothing. This is the entry it logged.

    AI Rationale Example

    No action

    Reviewed 3 holdings against your rules. All positions within tolerance, and no news materially affecting the portfolio. No changes made.

  2. Coincruze looked at technology's share of the portfolio, weighed it against the cap its owner set, and sold. This is the entry it logged.

    AI Rationale Example

    Sold 6 shares of NVDA (Nvidia)

    Technology reached 34.1% of the portfolio against the 30% cap you set. The AI trimmed the largest holding in the sector to bring it back inside your limit.

    Proceeds allocated to cash reserve.

  3. Coincruze looked at financials, weighed the holding against its owner's target band, and bought. This is the entry it logged.

    AI Rationale Example

    Bought 12 shares of HIG

    Underweight in financials at 3.4% vs your 8-12% target.

Coincruze is pre-launch, so these are worked examples rather than a live account's history, and each is labelled as one. They are the format and the reasoning the system writes, not invented figures dressed as a record.

Why Coincruze

Investing is simple. Sticking to your plan isn't.

Most people don't struggle because they picked the wrong stocks. They struggle because they panic when prices drop, lose track of their portfolio, or make gut decisions instead of sticking to a plan. Coincruze handles the routine work automatically, and shows you exactly what it's doing and why.

Does the research for you

Scans thousands of stocks and funds every day so you don't need to read financial news to stay on top of your portfolio.

Stays within your rules

You set your investment style once. Coincruze only acts within those limits, with no surprise moves outside your plan.

Explains every move

Every buy, sell, or change comes with a plain-English explanation so you always know what happened and why.

You stay in control

Turn off automation at any time and manage your investments directly through your broker. No lock-in.

From setup to running on autopilot.

A guided setup walks you through your goals and preferences. Everything is explained in plain language before any automation begins.

  1. Create your account

    Set up your profile and tell Coincruze how you want to invest. Takes about five minutes.

  2. Connect your broker

    Your money stays at your broker, in your name. Coincruze only gets the access it needs to do its job, and you can revoke it at any time.

  3. Set your investment goals

    Choose your risk comfort level, how long you're investing for, and what you want to own. Coincruze builds a plan around that.

  4. Stay informed

    Coincruze watches your portfolio, spots when something needs adjusting, and explains every change it makes.

Two people talking beside a window

You keep control. It just does the work.

How the AI works

Smart automation. You set the rules.

Coincruze isn't just a dashboard. Behind the scenes it checks investments, monitors news, and keeps your portfolio on track, all within the boundaries you set.

Finds opportunities that fit your goals

Checks stocks and funds against your goals, looking at price, growth potential and risk, so you don't have to.

Reads the news for you

Signal · example

Hartford Financial raises FY guidance

Affects your portfolio

Shows you everything it does

Every change comes with a plain-English explanation. No hidden moves.

See three logged decisions, including one where it did nothing.

Makes the call, and shows its working

Weighs your goals, your holdings and the market to decide when to buy, sell or hold.

Never goes outside your limits

The AI acts only within the boundaries you set. It cannot act outside the limits you approved.

Your money never leaves your broker

Coincruze connects to your brokerage account but never holds your money. Your assets stay in your name, at your broker.

Questions worth asking.

Is this financial advice?

Nothing on this site is investment advice, and Coincruze is not offering any investment service yet: it is pre-launch. Coincruze Inc is not yet registered as an investment adviser and will not offer advisory services until the required registration is in place. We publish exactly what the system does, how it works and what it can't do, so you can judge it for yourself. Review the disclosures before enabling automation.

Do you have access to my money?

No. Your assets are held at your broker, in your name. Coincruze is granted only the access it needs to place trades within your rules, and you can revoke it at any time.

Can I withdraw any time?

Yes. Withdrawals and transfers are subject to your broker's rules, but Coincruze does not lock your funds. You can also disconnect Coincruze at any time to stop automation.

What happens to my holdings if I cancel?

Your assets stay at your broker, in your name. Automation stops and nothing is sold. Cancelling stops Coincruze, not your investments.

What happens if Coincruze shuts down?

Your assets are not held by us, so they are unaffected. Automation would stop and you would continue managing your portfolio directly through your broker.

Start investing with a plan you can audit.

Set your rules, connect your broker, and let Coincruze handle the rest, with every move explained along the way.

Questions about how this actually works? Email me directly, and I read and answer every one.

matus@coincruze.com